Rates


Friday, November 20, 2009
View current rates for:

We are currently accepting new account applications only from existing clients of First Command Bank or First Command Financial Services. If you are interested in establishing a relationship with a First Command Advisor, please visit our website at www.firstcommand.com. For those who are already clients of First Command Bank, you may open an additional bank account via OnCommand. For those who are clients of First Command Financial Services, but do not presently have an account at First Command Bank, please contact your First Command Financial Advisor.

Checking Accounts
  Interest Rate APY^
$1,000+ 0.10% 0.10%
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Money Market Accounts *
  Interest Rate APY^
$0 - $2,499.99 .66% .66%
$2,500 - $9,999.99 .71% .71%
$10,000 - $24,999.99 .81% .81%
$25,000 - $49,999.99 .81% .81%
$50,000 - $99,999.99 .81% .81%
$100,000+ .81% .81%
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CD/IRAs **
30 Day Interest Rate APY^
$1,000 - $99,999.99 .80% .80%
$100,000+ .90% .90%
90 Day Interest Rate APY^
$1,000 - $9,999.99 .80% .80%
$10,000 - $99,999.99 .80% .80%
$100,000+ .90% .90%
182 Day Interest Rate APY^
$1,000 - $9,999.99 1.00% 1.00%
$10,000 - $99,999.99 1.05% 1.05%
$100,000+ 1.10% 1.10%
1 Year Interest Rate APY^
$1,000 - $9,999.99 1.50% 1.50%
$10,000 - $99,999.99 1.54% 1.55%
$100,000+ 1.59% 1.60%
18 Month Interest Rate APY^
$1,000 - $9,999.99 1.74% 1.75%
$10,000 - $99,999.99 1.79% 1.80%
$100,000+ 1.84% 1.85%
2 Year Interest Rate APY^
$1,000 - $9,999.99 1.99% 2.00%
$10,000 - $99,999.99 1.99% 2.00%
$100,000+ 2.04% 2.05%
3 Year Interest Rate APY^
$1,000-$9,999.99 2.24% 2.25%
$10,000-$99,999.99 2.28% 2.30%
$100,000+ 2.33% 2.35%
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Mortgage Loans

Get a quote on a mortgage loan rate based on the type of property and loan that meet your needs.
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Auto Loans
  APR^
New Vehicle  
Term: Up to 60 Months 5.20% - 7.70%
Term: 61-72 Months 5.70% - 8.20%
Used vehicle  
Term: Up to 60 Months 5.70% - 8.20%
Fixed rate. Your actual rate will be based on your credit worthiness and term.
Vehicles must be purchased through a dealership.		  
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Consumer Loans
  APR^
Unsecured Personal Loan / Debt Consolidation Loan 10.00% - 17.00%
Fixed rate. Base rate is 15.00%. Your actual rate will be based on your credit worthiness, term, loan amount, and available discounts. Discounts available for customers with First Command Financial Planning investment and/or life insurance products (3.50% - 4.50% discount) and for customers with automatic electronic deposit to a FCB checking or savings account (0.50% discount).  
Secured Personal Loan
(secured with eligible non-tax qualified mutual funds)		  
Fully Secured 6.25%
Partially Secured 6.25% - 9.25%
Fixed rate. For partially secured loans, your eligibility and actual rate will be based on the loan-to-value ratio.  
CD-Secured Personal Loan
(secured with FCB Certificate of Deposit)		 CD rate + 2.25
Fixed rate. CDs are subject to early withdrawal penalties.  
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Credit Cards
  APR^
Classic VISA***
No annual fee. ScoreCard Rewards. (Fixed Rate)		 10.25%
Platinum VISA***
No annual fee. ScoreCard Rewards. (Variable Rate - Prime + 1%, min 7.25%)		 7.25%
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Commercial

  APR^
Commercial Loans
Fixed and variable rate loans are available. Commercial Loan rates vary based on the specific criteria presented. Please contact us at 888.763.7600 for more information about Commercial Loans.		  
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Rates are subject to change without notice.
^Annual Percentage Rate (APR), Annual Percentage Yield (APY)
*Fees could reduce earnings on Money Market accounts.
**CDs are subject to early withdrawal penalties.
***Auto loans, Consumer loans secured with a CD, and VISA Credit Cards are not subject to discounts.