Checking Accounts *
| |
Interest Rate |
APY‡ |
| $1,000+ |
0.02% |
0.02% |
Money Market Accounts *
| |
Interest Rate |
APY‡ |
| $0 - $2,499.99 |
.10% |
.10% |
| $2,500 - $9,999.99 |
.10% |
.10% |
| $10,000 - $24,999.99 |
.20% |
.20% |
| $25,000 - $49,999.99 |
.20% |
.20% |
| $50,000 - $99,999.99 |
.20% |
.20% |
| $100,000+ |
.20% |
.20% |
CD/IRAs **
| 30 Day |
Interest Rate |
APY‡ |
| $1,000 - $99,999.99 |
.25% |
.25% |
| $100,000+ |
.25% |
.25% |
| 90 Day |
Interest Rate |
APY‡ |
| $1,000 - $9,999.99 |
.30% |
.30% |
| $10,000 - $99,999.99 |
.30% |
.30% |
| $100,000+ |
.35% |
.35% |
| 182 Day |
Interest Rate |
APY‡ |
| $1,000 - $9,999.99 |
.55% |
.55% |
| $10,000 - $99,999.99 |
.60% |
.60% |
| $100,000+ |
.65% |
.65% |
One year
| 1 Year |
Interest Rate |
APY‡ |
| $1,000 - $9,999.99 |
.70% |
.70% |
| $10,000 - $99,999.99 |
.75% |
.75% |
| $100,000+ |
.80% |
.80% |
| 18 Month |
Interest Rate |
APY‡ |
| $1,000 - $9,999.99 |
0.75% |
0.75% |
| $10,000 - $99,999.99 |
0.80% |
0.80% |
| $100,000+ |
0.85% |
0.85% |
Two year
| 2 Year |
Interest Rate |
APY‡ |
| $1,000 - $9,999.99 |
0.80% |
0.80% |
| $10,000 - $99,999.99 |
0.85% |
0.85% |
| $100,000+ |
0.90% |
0.90% |
Three year
| 3 Year |
Interest Rate |
APY‡ |
| $1,000-$9,999.99 |
0.90% |
0.90% |
| $10,000-$99,999.99 |
0.95% |
0.95% |
| $100,000+ |
1.00% |
1.00% |
Four year
| 4 Year |
Interest Rate |
APY‡ |
| $1,000-$9,999.99 |
0.95% |
0.95% |
| $10,000-$99,999.99 |
0.95% |
0.95% |
| $100,000+ |
1.00% |
1.00% |
Five year
| 5 Year |
Interest Rate |
APY‡ |
| $1,000-$9,999.99 |
1.05% |
1.05% |
| $10,000-$99,999.99 |
1.09% |
1.10% |
| $100,000+ |
1.14% |
1.15% |
Auto Loans
| |
APR‡ |
| New Vehicle |
|
| Term: Up to 60 Months |
3.95% - 7.70% |
| Term: 61-72 Months |
4.45% - 8.20% |
| Used vehicle |
|
| Term: Up to 60 Months |
3.95% - 8.45% |
Fixed rate. Your actual rate will be based on your credit
worthiness and term.
Vehicles must be purchased through a dealership. |
|
Consumer Loans
| |
APR‡ |
| Unsecured Personal Loan / Debt Consolidation
Loan |
10.00% - 17.00% |
| Fixed rate. Base rate is 15.00%. Your actual rate will be based on
your credit worthiness, term, loan amount, and available discounts. Discounts
available for customers with First Command Financial Planning investment and/or
life insurance products (3.50% - 4.50% discount) and for customers with automatic
electronic deposit to a FCB checking or savings account (0.50% discount). |
|
Secured Personal Loan
(secured with eligible non-tax qualified mutual funds) |
|
| Fully Secured |
6.25% |
| Partially Secured |
6.25% - 9.25% |
| Fixed rate. For partially secured loans, your eligibility and
actual rate will be based on the loan-to-value ratio. |
|
CD-Secured Personal Loan
(secured with FCB Certificate of Deposit) |
CD rate + 2.25 |
| Fixed rate. CDs are subject to early withdrawal penalties. |
|
Credit Cards
| |
APR‡ |
Classic VISA***
No annual fee. ScoreCard Rewards. (Variable Rate – Prime +7%) |
10.25% |
Platinum VISA***
No annual fee. ScoreCard Rewards. (Variable Rate – Prime +3%) |
6.25% |
Commercial
| |
Commercial Loans
Fixed and variable rate loans are available. Commercial Loan rates vary based on
the specific criteria presented. Please contact us at 888.763.7600 for more
information about Commercial Loans. |
Rates are subject to change without notice.
‡Annual Percentage Rate (APR), Annual Percentage Yield (APY)
*Fees could reduce earnings.
**CDs are subject to early withdrawal penalties.
***Auto loans, Consumer loans secured with a CD, and VISA Credit Cards are not subject to discounts.
